There’s a thorough list of medical conditions and disabilities that qualify a person for Social Security Disability Insurance under the Social Security Administration. The requirements are fairly strict to eliminate any unfair practices.
While some conditions qualify because of their severity, others need to be thoroughly screened according to the laws of the blue book. This also makes the process of rightfully seeking disability insurance quite tough. This is why hiring a disability insurance attorney can help your case tremendously.
That being said, around 10 million people have benefited from disability insurance. In December, disability beneficiaries got approximately $11.7 billion in monthly insurance payments. Let’s look at more about this insurance and eligibility criterion.
Social Security Disabilities
The blue book contains an elaborate list of medical conditions such as mental health problems and physical musculoskeletal diseases. The former includes chronic conditions such as anxiety disorder, clinical depression, and autism. The latter includes:
- Neurological diseases such as Parkinson’s disease
- Chronic coronary disease
- Special senses and speech impairments such as vision loss
- Hematological disorders
- Skin disorders
- Endocrine disorders
- Genitourinary disorders
- Respiratory disorders
- Digestive problems
- Immune system diseases
If your condition doesn’t qualify, you still have a fighting chance. The committee evaluates each application on a case by case basis; if you have an attorney representing you, it can streamline the application process and eliminate common pitfalls of denied requests.
However, it’s important to note that the SSDI and SSI define “disabilities” uniquely. It should satisfy a time period of 12 months, should prevent you from working or making an income, and make you unable to engage in “substantial gainful activity” (SGA.) For more on this, check out All You Need To Know About Social Security Disability Insurance.
You can access the form online or get it in person. The application requires documents such as medical certifications, tax certificates, prescriptions etc. that you’ll need to arrange in advance.
Filing these documents with the application form can be an exhausting process. Excessive paperwork increases the chances of errors and it’s likely that you’ll miss something that can weaken your case. An attorney who’s experienced in handling SSDI or SSI cases can strengthen your case as they know what to attach in which order.
Appealing a Denied Disability Claim
It can be disheartening when you receive a rejection the first time. But it’s part of the process. You have four chances of appealing a denied claim. Here are the four steps:
- Reconsideration from a different SSA officer
- Hearing before an Administrative Judge
- Review by the SSA Appeals Council
- Filing Claim in Federal Court