Were you involved in a workplace accident?
That’s unfortunate! If you sustained injuries that prevent you from returning to work, you might be concerned and distressed about your finances.
If you receive workers compensation during the pendency of your Social Security Disability (SSD) claim, the insurance company that paid your workers compensation benefits will seek reimbursement of their payments to you during the pendency of that claim.
Let’s find out more!
Social Security Disability (SSD)
Social Security Disability (SSD) is a federal insurance program that provides income supplements to workers with a notable disability that prevents them from being employed.
It’s a payroll funded program that’s awarded to people with a robust work history.
The application process can takeanywhere from 2 ½ years to 3 years, but once the eligibility is confirmed, the injured worker starts receiving monthly SSD income.
Workers’ compensation insures employees for illnesses and injuries caused at work.
Under the mandated insurance policy, an eligible employee can obtain medical care for work-related pain and trauma.
In addition to that workers’ compensation may also include compensation for permanent injuries, survivors’ benefits, and vocational rehabilitation.
READ: Workers’ Compensation
Impact of SSD Benefits on Worker’s Compensation
The workers’ compensation can have a direct influence on SSD benefits.
If an employee who becomes eligible for SSD has previously received the workers’ compensation, it can potentially reduce or even offset the workers compensation benefits.
There are certain laws applied when an employee becomes eligible for both workers’ compensation and SSD benefits.
Workers’ compensation can be awarded on a temporary basis or permanently, depending on the condition of the worker.
SSD benefits, on the other hand, are not awarded permanently, and the worker has to demonstrate that their disability is still preventing them from work.
An SSD lawyer can help
It can be extremely beneficial to hire the services of an experienced social security lawyer.
An attorney familiar with different types of compensation benefits will help minimize the amount of offset due to workers’ compensation.
From making disclosures to using life expectancy to adjust the calculation, a skillful lawyer will take measures to ensure you get the maximum amount of benefits.
If you’re not sure how SSD benefits affect workers’ compensation and vice versa, contact The Law Offices of Lisa Douglas.
Based in North Little Rock, AR; a leading firm that helps disability clients If you’re interested in booking a consultation, call 501-798-0004 today!