Category: Uncategorized

Before You Sign a Waiver – Here’s What You Need to Know

From zipline adventures to rides on a hay wagon, it seems like every activity comes with a waiver. Over 15 million civil lawsuits are filed each year, as a skilled personal injury lawyer Phoenix AZ trusts might explain. Waivers are designed, usually by insurance companies, to prevent people who engage in dangerous or recreational activities from suing the companies in charge in case something goes wrong.

Should you always sign a waiver? You should definitely think about it. According to the American Academy of Pediatrics, 3.5 million children under the age of 14 are injured every year in sports or recreational activities. Whether you are sending your child to camp, signing up for a new fitness center, or renting a paddleboard at the beach, it seems that a waiver signing has to happen first. But just what rights are you signing away? If the treadmill malfunctions and you fly off and break your leg, do you have any rights against the fitness center, or have you signed them all away? If your child isn’t properly supervised at camp and suffers an injury, are you still protected?

Before you sign a waiver, be sure to:

1. Read the waiver. It’s easier to just sign quickly and move on, but it may not be wise to if you don’t really know what you are signing. If there is something you don’t understand in the waiver, ask.

2. Make sure you can still sue the company if there is gross negligence. All waivers are designed to protect the company from accidents, especially if they are unpreventable. For example, if your child jumps off the table in the camp cafeteria and hurts his ankle, this is likely not the camp’s fault. However, if a camp counselor tells your child to stand on a table, and then the table breaks resulting in an injury to your child’s ankle, that could be.

3. Know the difference between gross negligence and ordinary negligence. Gross negligence occurs when an injury is caused by a piece of equipment that was reported to be malfunctioning. If the equipment was not taken out of service or fixed, this is gross negligence. Ordinary negligence is the failure to act as a “reasonably prudent professional” would act under the circumstances. If the camp counselor at your child’s camp tells your child to use a canoe that has a hole in it, but the counselor didn’t know about the hole, this is ordinary negligence.

4. Trust your instincts. Do not sign a waiver if something seems “off” about the company or the activity. Do a little research first. The internet is a good source of reviews and articles on many companies. If someone else has had a bad experience — or a good one — at a place you are considering visiting, it’s likely they have posted about it to social media, Yelp, or other websites.

When you sign a waiver, you are usually agreeing to “hold harmless” the company involved. This does not, however, mean that you can never recover damages. If you have been injured, an attorney may be able to get you the compensation you deserve. If the company is at fault and guilty of gross negligence, you may still have a case against them, waiver or not.

Alex and Saavedra Law OfficesThanks to our friends and contributor from Alex & Saavedra, P.C for their insight into signing waivers.

Free Medical Care

Social Security Disability “How do I Receive Healthcare While Awaiting for Approval on My Social Security Case ?”
It is not uncommon for a social security disability applicant to be without healthcare insurance.Because it is so important that you receive your treatment while you are waiting for your claim to be approved, I have located some useful sites to assist you in finding treatment.

Disclaimer: We do not guarantee the availability of these resources nor costs associated therewith, but offer this list as a courtesy to the public.This page last updated October 19, 2009. One useful site that contains numerous resources is ARKANSAS CHARITY AND INCOME BASED CARE

Useful Links to learn more about clinics that provide Free or Discounted Healthcare:

List of Clinics that Provide Free HealthCare

Charitable Christian Medical Clinic133 Arbor StHot SpringsArkansas71901(501) 623-8850
Charitable Christian Medical Clinic of HopeP.O. Box 374HopeArkansas71802(870) 777-8975
Christian Community Care Clinic302 W. South StreetBentonArkansas72018(501) 776-1703
Christian Health Center501 W Main St, Ste GHeber SpringsArkansas72543(501) 362-2252
Christian Health Center1115 FairviewCamdenArkansas71701(870) 231-1111
Christian Health Center of Howard CountyP.O. Box 173NashvilleArkansas71852(870) 845-2871
Christian Health MinistryP.O. Box 2151SearcyArkansas72143(501) 305-3888
Conway Interfaith Clinic, Inc.830 North CreekConwayArkansas72032(501) 932-0559
Eureka Christian Health Outreach (ECHO)195 Huntsville Rd.Eureka SpringsArkansas72632(479) 253-7774
Good Samaritan Clinic (AR)615 North B StreetFort SmithArkansas72901(479) 783-0233
Grand Prairie Charitable Medical ClinicP.O. Box 426DeWittArkansas72042(870) 946-2224
Great River Charitable ClinicP.O. Box 494BlythevilleArkansas72316(870) 762-5459
Harmony Health ClinicP.O. Box 7287Little RockArkansas72206(501) 375-4400
Interfaith Clinic514 W Faulkner StEl DoradoArkansas71730(870) 864-8010
Jonesboro Church Health Center200 W. Matthews AvenueJonesboroArkansas72403(870) 972-4777
Lonoke County Christian Clinic502 Richie RoadCabotArkansas72023(502) 743-6134
Mission Outreach Charitable Clinic1 Medical DrParagouldArkansas72450(870) 236-8080
Mountain Home Christian Clinic421 W. Wade AveMountain HomeArkansas72653(870) 425-5010
Northwest Arkansas Free Health Ctr10 South College AvenueFayettevilleArkansas72701(479) 444-7548
Pine Street Free Clinic1114 Ingram StreetConwayArkansas72032(501) 450-7232
River City Ministry of Pulaski CountyP.O. Box 2179North Little RockArkansas72215(501) 376-6694
River Valley Christian Clinic1714 State Hwgy 22DardanelleArkansas72834(479) 229-2566
Conway County Christian Clinic, Inc.1208 West Childress StreetMorriltonArkansas72110(501) 354-4411

FREE HEALTHCARE.COM LISTED THE BELOW AS

FREE HEALTHCARE CLINICS: (Free Clinics In ARKANSAS)

ALTHEIMER CLINIC (SCHOOL-BASED)
309 S. Edline
Altheimer, AR 72004-8559
870-543-2315

AMITY COMMUNITY HEALTH CENTER
329 N. Hill St.
Amity, AR 71921-9635
870-798-4064

WHITE RIVER RURAL HEALTH CENTER, INC.
623 N. 9th St.
Augusta, AR 72006-2129
870-347-2508

AUGUSTA DENTAL CLINIC
623 N. 9th St.
Augusta, AR 72006-2129
870-347-2534

WHITE RIVER RURAL HEALTH CENTER, INC.
623 N. 9th St.
Augusta, AR 72006-2129
870-347-2508

AUGUSTA DENTAL CLINIC
623 N. 9th St.
Augusta, AR 72006-2129
870-347-2534

WHITE RIVER RURAL HLTH WELLNESS
904 N. 4th St.
Augusta, AR 72006-2039
870-347-2534

BALD KNOB MEDICAL CLINIC
2802 Highway 367 N.
Bald Knob, AR 72010-3165
870-347-2534

INDEPENDENCE FAMILY HEALTH
1183 Batesville Blvd.
Batesville, AR 72501-8925
870-347-2534

BEARDEN HEALTH CENTER
2nd & School Street
Bearden, AR 71720
870-798-4064

BRINKLEY HEALTH CENTER & PHARMACY
615 N. Main St.
Brinkley, AR 72021-2507
870-347-2534

CARLISLE MEDICAL CLINIC
821 East Park St. Hwy 70
Carlisle, AR 72024
870-347-2534

MID-DELTA HEALTH SYSTEMS, INC.
401 Midland St.
Clarendon, AR 72029-2727
870-747-3381 x226

BMRHC – CLINTON CLINIC
465 Medical Center Pkwy.
Clinton, AR 72031
870-448-3796

COLLEGE STATION CLINIC
4206 Frazier Pike
College Station, AR
870-543-2315

CORNING AREA HEALTHCARE, INC.
1300 Creason Rd.
Corning, AR 72422-1716
870-857-3399 x222

COTTON PLANT MEDICAL CLINIC
125 Oak St.
Cotton Plant, AR 72036
870-347-2534

BOSTON MOUNTAIN RURAL HLTH CTR
Hc 31 Box 310
Deer, AR 72628-9616
870-448-3796

WYNNE HEALTH CENTER
611 Julia Ave. E.
Wynne, AR 72396-3506
870-347-2534

DES ARC HEALTH CENTER
405 Highway 11 N.
Des Arc, AR 72040-3140
870-347-2534

DES ARC DENTAL CLINIC
405 Highway 11 N.
Des Arc, AR 72040-3140
870-347-2534

EUDORA CLINIC
579 E. Beouff St.
Eudora, AR 71640-3090
870-737-2737 x21

BOSTON MOUNTAIN RURAL HEALTH CTR
110 Village Ln.
Fairfield Bay, AR 72088
870-448-3796

THE NORTHSIDE CLINIC
4900 Kelley Hwy
Fort Smith, AR 72904-5000
479-635-5300 x240

FOUNTAIN HILL MAINLINE CLINIC
108 S. Hickory
Fountain Hill, AR 71642
870-737-2737 x21

CABUN RURAL HEALTH SERVICES, INC.
402 Lee St.
Hampton, AR 71744-8937
870-798-4064

HAZEN MEDICAL CLINIC
100 E. Front St.
Hazen, AR 72064
870-347-2534

HEBER SPRINGS FAMILY HLTH CTR
309 Southridge Blvd. Ste A
Heber Springs, AR 72543-8877
870-347-2534

LAKEVIEW AREA CLINIC
14264 Highway 44
Helena, AR 72342-9070
870-295-5225

HOPE MIGRANT HEALTH CENTER
205 Smith Rd.
Hope, AR 71801-8801
870-798-4064

HUGHES CLINIC
503 S. Broadway St.
Hughes, AR 72348-9701
870-295-5225

Boston Mountain Rural Health Center, Inc.
934 N. Gaskill St.
Huntsville, AR 72740-8903
479-738-5500

NESBORO FAMILY HC – NORTH
1530 N. Church St.
Jonesboro, AR 72401-1515
870-347-2534

WHITE RIVER MED SERVICE CLINIC
606 W. Wilbur Mills Ave.
Kensett, AR 72082-9051
870-347-2534

Lake City Health Center
1009 Highway 18
Lake City, AR 72437-9622
870-347-2534

EAST ARKANSAS FAMILY HEALTH CTR
102 W. Broad St.
Lepanto, AR 72354-2200
870-732-6520

LEWISVILLE FAMILY PRACTICE CTR.
1117 Chestnut St.
Lewisville, AR 71845
870-798-4064

LITTLE ROCK CHC
1522 W. 10th St.
Little Rock, AR 72202-3526
870-543-2315

HOMELESS OPEN HANDS
1225 Dr. Martin Luther King Dr.
Little Rock, AR 72202-4743
870-543-2315

LEE COUNTY COOPERATIVE CLINIC
530 Atkins Blvd.
Marianna, AR 72360-2113
870-295-5225

BOSTON MOUNTAIN RURAL HEALTH CENTER
2263 Highway 65 N.
Marshall, AR 72650
870-448-3796

MCCRORY HEALTH CENTER
801 N. Edmonds
McCrory, AR 72101
870-347-2534

Montgomery County Community Clinic
534 Luzerne St.
Mount Ida, AR 71957-9449
479-394-2332 x211

PARKIN MEDICAL CLINIC & PHARMACY
1740 Church St.
Parkin, AR 72373
870-347-2534

POCAHONTAS FAMILY MEDICAL CENTER
141 Betty Dr.
Pocahontas, AR 72455-3602
870-857-3399

MAINLINE HEALTH SYSTEM, INC.
233 N. Main St.
Portland, AR 71663
870-737-2737 x21

RIVER VALLEY PRIMARY CARE SERVICES
9755 W. State Highway 22
Ratcliff, AR 72951-9000
479-635-4400

REDFIELD CLINIC
113 W. River Rd.
Redfield, AR 72132-9253
870-543-2315

RISON CLINIC
505 Sycamore
Rison, AR 71665
870-543-2315

Community Clinic Rogers Medical
1114 Poplar Pl.
Rogers, AR 72756-4249
479-751-7417 x802

COMMUNITY CLINIC ROGERS/DENTAL
3710 Southern Hills Blvd.
Rogers, AR 72758-8041
479-751-7417 x802

DBA COMMUNITY CLINIC @ ST. FRANCIS HOUSE
614 E. Emma Ave. Ste 300
Springdale, AR 72764-4469
479-751-7417

STRONG CLINIC
253 S. Concord St.
Strong, AR 71765
870-798-4064

SWIFTON MEDICAL CLINIC
300 E. Main St.
Swifton, AR 72471
870-347-2534

COMMUNITY HEALTHCARE CENTER
3219 Highway 67B
Walnut Ridge, AR 72476-8567
870-857-3399

EAST ARKANSAS FAMILY HEALTH CENTER, INC.
215 E. Bond Ave.
West Memphis, AR 72301-3550
870-732-6520

WILMOT CLINIC
203 McCombs St.
Wilmot, AR 71676-8800
870-737-2737 x21

Order your FREE BOOK today, to help guide you through this difficult period of time in your life. In many cases it will take approximately two years before your claim is actually decided.

If you have not already received “Documenting Disability for Health Care Provider’s” request a copy by calling or emailing my office. This companion book is designed to guide your health care providers in their documentation of your disability according to the guidelines as set out by the Social Security Administration.

DISCLAIMER: Remember, this book is not intended to give legal advice and nothing in this book is legal advice. Obtaining this book from me does not create an attorney-client relationship between us. I do not sign up everyone who calls my office.

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Fatal Mistakes That Could Destroy Your Social Security Disability Claim

Mistake #1: Ignore Deadlines.

Many, who are applying for Social Security Disability are so ill they have a difficult time keeping up with the deadlines imposed by the Social Security Administration. But the Social Security Administration has very strict deadlines which you cannot just ignore. If you receive a denial letter, you have only 60 days to appeal.

Mistake #2: Stopping Medical Treatment.

It is a commonly held belief that if a person stops receiving medical treatment for his/her disabling condition, then they are no longer ill, but now they have recovered from this debilitating disease or condition. If there are significant gaps in treatment, this suggests you are not suffering from a disability; otherwise, you would be maintaining your treatment and care for whatever you suffer from that prevents you from being able to work. They prove the severity of your condition. Without the support of your medical records, you have very little change to win your case. Remember, it is difficult for an ALJ or anyone else for that matter to give credence to your complains or ailments if you have not continued to see a doctor for them. So if you are complaining of chronic pain it is important that you have ongoing documentation of treatment for this persistent chronic condition, such as treatment by a pain management doctor.

People who are applying for Social Security Disability often do not have the insurance or the funds to pay for treatment. But the treatment records, i.e. your medical records are the evidence that is relied on to prove the severity of your condition. Most claims do not contain enough medical documentation to win benefits.

There are programs in the community that you could qualify for in order to receive medical treatment. You should check with the local non profit facilities to see if they provide programs that you may qualify for. Your attorney could assist you in locating these resources.

Mistake #3: Relying on the consultative examiner to prove your disability claim.

The Social Security Administration may schedule you for an appointment with a “consultative examiner.” Generally this consultative examiner (CE) is a medical doctor or psychologist specializing in the field of your disability. It is a mistake to merely rely on the CE’s report to prove your disability claim. For this examining doctor does not know you as well as your treating doctor would. This examining doctor’s report is limited to his/her examination of your along with a review of your medical history and any diagnostic tests that may have been received to write a comprehensive report. This evaluation is limited as compared to an on going progress report provided by your treating doctor. In addition, remember the CE does not work for you, this doctor is paid by the Social Security Administration to obtain medical evidence and write a report.

Mistake #4: Ignoring Mail From the Social Security Administration.

Sticking your head in the sand does not benefit your situation. Although you may be feeling ill, tired or just do not want to deal with potentially bad news from the Social Security Administration, this is no time to ignore their correspondence. If the Social Security Administration send you a letter requesting additional information or scheduled you for a consultative examination and you do not reply, you end up delaying your claim or worse yet risk having your claim denied.

Mistake #5: Failing to Keep Copies of Your Correspondence.

Sometimes forms or letters are misplaced at the Social Security Administration office. Protect yourself by making copies of anything you send to them.

Mistake #6: Delay Applying for Benefits.

Sometimes people delay applying for disability because they feel their condition will improve. In the interim, most have become unable to work and even end up quitting their job due to their inability to perform it. You should apply for Social Security Disability as soon as you and your medical doctor decide that your condition will prevent you from returning to work. Waiting to file could cost you benefits that you might not be able to recover. You should apply as soon as you stop working due to your disability, you do not have to wait for one year to apply.

Remember for approval, the Social Security Administration law requires one of the following: (1) you have already been disabled and out of work for one year, or (2) your doctors expect that you will be unable to work for a minimum of one year from the date you last worked, or (3) your medical condition is expected to result in death. You do not have to be unemployed for one year before applying for Social Security Disability. If you have been told this, that information is incorrect.

Mistake #7: Continue Working While Applying for Social Security Disability.

If you are capable of working you are not disabled. It is not enough to just show you are unable to return to the type of work you used to do. you also must be incapable of performing any other job. This claim should be backed up by your treating physician.

Social Security Disability
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Do I Need An Attorney

You do not have to retain an attorney. Legal representation is not required for any portion of the Social Security Disability application process or the appeal to the Administrative Law Judge (ALJ).

However, retaining an attorney at the beginning of your claims process could increase your chances of prevailing at the beginning of the process.

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Communicate the Pain and Discomfort to Your Doctor

The best way to communicate your injuries to the insurance company is through documentation in your medical records. When you visit your health care provider make sure to tell them of all of your aches, pain, stiffness, and discomforts you are experiencing as a result of your injury.

Your medical records are very important in determining how badly you have been injured; therefore, if it is not contained within your medical records, it didn’t happen. So, make sure you tell the healthcare provider about your injuries.

Protecting My Right to Compensation

Soft Tissue Injuries

Back Pain

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Civial Justice

Seeking Civil Justice for Special Needs Children: Where do I begin?

Every day parents of children with disabilities ask what I can do to ensure that my child receives a free appropriate public education and related services under the law. There are a number of steps these parents can take to seek “justice” for their children with disabilities. Continue reading “Seeking Civil Justice for Special Needs Children: Where do I begin?”