A little unknown TRUTH about nursing homes in Arkansas is: They are not required to carry medical malpractice insurance coverage for their residents. That means if your loved one is injured as a result of their negligence, they may not have the coverage to compensate you one dime! Think you might get a judgment and go after their assets? Think again. Typically if the nursing home does not carry coverage, they have gone through the extra steps of ensuring their assets are protected as well by placing them in another corporation’s name.
Before you place your loved one in a nursing home, you should find out if they carry medical malpractice liability insurance in the event your loved one is injured as a result of their negligence. If they do not carry this type of insurance, then in reality what they are saying is: We do not have to be liable to you or your family for any negligence we commit. Now you must ask yourself, if they are not responsible for the care or lack of care they provide to YOUR Mother, Father, Grandparent or other loved one, then what incentive do they have to provide the care that your loved one deserves?
When you are investigating Nursing Homes you should obtain proof of insurance coverage.
If you have a loved one that has been a victim of nursing home neglect or abuse, call or email today for a free consultation.